How do I … $5,000 per year ($25,000 lifetime maximum), Splints, trusses, braces or crutches: $300, Orthopedic shoes, orthopedic alterations and orthotics (prescription required): $200, Blood glucose monitor: $250 every five years. Sign-in help If you have higher health expenses, are concerned about increasing costs later or want emergency travel medical coverage, consider either Health Choice B or Health Choice C. Are you entitled to a tax refund for your medical expenses? Emergency travel medical is available on. $2,500 combined maximum (per year) for all expenses listed in each category: The following expenses in this category are subject to the same $2,500 calendar-year limit as outlined above, but have the following lifetime maximums: $5,000 combined maximum (per year) for all expenses listed in each category: The following expenses in this category are subject to the same $5,000 calendar-year limit as outlined above, but have the following lifetime maximums: Up to $1 million (lifetime maximum) of emergency hospital and medical expenses covered during the first 60 days of travel. $300 per practitioner, up to a maximum of $500 for all services combined per year. Welcome to Sun Life Direct. Certain provisions may apply. There are 4 main types of health insurance: Personal health insurance helps pays for health expenses such as prescription drugs, dental and vision care. An individual plan starts at just $40 dollars a month. This dental plan does not provide coverage for pediatric oral health services that satisfies the requirements for “minimum essential coverage” as defined by the Patient Protection and Affordable Care Act. There are 3 plans available for you, your spouse and your dependent children. Wigs (required as a result of alopecia, chemotherapy, or radiation therapy): $350, Splints, trusses, braces or crutches: $500, Blood glucose monitor: $300 every five years, Wigs (required as a result of alopecia, chemotherapy, or radiation therapy): $500. Health Plan – Standard Health and Dental Plan – Standard Health and Dental Plan – Enhanced; Eligible expenses limits – lifetime maximum (not applicable to emergency travel medical and dental) $250,000: $250,000: $300,000: Prescription drugs: 80% reimbursement, up to $1,000 per year Here are some guidelines: For more information about Best Doctors, call 1-877-419-2378 or visit bestdoctors.com/canada. Couples start at just $45 a month, $50 for a family of up to five! The extended health care and dental insurance policies are underwritten by Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies. Offers economical health and dental coverage Health Coverage Choice Health and Dental Choice A helps cover eligible health expenses that are relatively low. Sun Life. Health Coverage Choice Health and Dental Choice A helps cover eligible health expenses that are relatively low. www.pshcp.ca/coverage/extended-health-provision/dental-benefit.aspx Focus on what you care about most: your patients. Restorative dental care is available on Health Choice B and Health Choice C as part of the optional dental benefit. Sun Health & Dental offers an affordable and flexible option for you and your family. How a Sun Life Financial advisor can help you, Estate and Financial Planning Services (EFPS), Why work with one of our licensed professionals, Register for a my Sun Life Online Account, Contributions, withdrawals and fund changes, Student and new graduate programs overview, Rotational Leadership Development Programs, Co-op and summer internship opportunities, Chartered Professional Accountant (CPA) Pre-Approved Program, You’ve lost your group benefits in the last 60 days or will be losing your group benefits coverage soon, Your current health expenses are low, you’re not concerned about them increasing and you don’t need emergency travel medical coverage, Up to $5.00 paid towards dispensing fee on prescriptions, Over-the-counter medications, even if prescribed by a physician, Space maintainers for children under 12 years of age, Pit and fissure sealant for children under 19 years of age, The maximum per person is $2,000 per fracture or injury, $2,500 annual maximum combined with in-home nursing, $20,000 lifetime maximum combined with in-home nursing, Artificial limbs or other prosthetic appliances, Orthopaedic shoes and orthotics, limited to $150 in a calendar year, Wigs and hairpieces, limited to $100 in a calendar year, Diagnostic laboratory and x-ray examinations, Blood glucose monitor, limited to $150 during a 5-year period. Includes: acupuncturists, chiropodists, chiropractors, naturopaths, osteopaths, podiatrists, psychologists ($60 per visit, maximum 7 visits per calendar year), physiotherapists, registered massage therapists and speech language pathologists. Sun Life has a Customer Call Centre that provides information directly related to your benefits, claims submitted and status of your claim. Health insurance is personal insurance coverage that protects your savings from the many healthcare costs not covered by government plans. It is the most basic form of the health and dental choice coverage offered by Sun Life You can get up to 80% reimbursement for prescription drugs, preventive dental care and supplemental healthcare with an annual maximum of $400 and $700 in prescription drugs and dental care respectively. Sun Life Financial - Dental insurance. To request a quote for coverage, speak with a licensed financial services consultant 1 at, For information about your My Health Choice plan or to update your information, call. Read examples of text that can appear in a policy. 60% reimbursement for preventive dental care with a $500 annual maximum. Available for applicants up to age 74 and renewable for customers age 75 and over. ScotiaLife Health & Dental Insurance is underwritten by Sun Life Assurance Company of Canada (Sun Life). Dependent children aged 21 to 24 must be full-time students. Register OMA Health Plus and Dental Insurance policy is underwritten by Sun Life Assurance Company, a member of the Sun Life group of companies. Sun Life Customer Call Centre. That covers doctor visits, specialists, X-Rays, diagnostic centers and preventative medicine. Health insurance protects you and your family from the financial impact of illness, accidents and disability. To help Clients navigate their mental health issues, Sun Life is offering Mental Health Navigator from Teladoc Health to complement the resources available through Sun Life's … Travel assistance, medical assistance, family service and support, for situations that result from a medical emergency. Services: Sun Life Financial Health (and Dental) Insurance Health Coverage Choice. We’re here to support you through COVID-19. my Sun Life Mobile. A sample policy is available by request from a Financial Services Consultant by calling 1-877-893-9893. Survey for Active Members Updates to Your Health and Dental Benefits The Group Benefits Plan consists of the Health and Dental Plan and the Group Life Insurance Plan with Sun Life Financial. 60% reimbursement for supplemental healthcare expenses. If there are any inconsistencies between the content on this page and your policy, the terms of your policy will apply. All rights reserved. This website provides descriptions of only some of the benefits and limitations of ScotiaLife® Health & Dental Insurance. Maximum of $700 per year for all eligible dental services. ScotiaLife® Health & Dental Insurance is underwritten by Sun Life Assurance Company of Canada. (“PPACA”). It may be withdrawn at any time. To request a quote for coverage, speak with a licensed financial services consultant1 at. To find an advisor near you, enter your postal code: © Sun Life Assurance Company of Canada. 60% reimbursement with a $25 per-visit maximum on paramedical practitioner services up to $250 per year per practitioner. A nine-month pre-existing condition* limitation will apply to this coverage. Sun Life’s health protection plans are here to make this possible by providing you the best care should an illness strike, allowing you to live a full and brighter life with your loved ones. Here’s how we can help you. These plans can go through changes and updates from time to time and it is important to keep informed about how these changes may effect you. Sun Life Financial. The following items have a $2,500 annual maximum and $20,000 lifetime maximum combined with medical equipment and services: *Private duty nursing includes services of registered nurses, registered practical nurses or registered nursing assistants. In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (SLHIC) (Lansing, MI) under Policy Form Series 15-GP-01. Travel benefits are underwritten by CUMIS General insurance Company, a member of The Co-operators group of companies. © Sun Life Assurance Company of Canada. Drug coverage and alternatives at your fingertips. * Dependants age 21 to 24 must be full-time students. PlanDirect: Health Insurance for Individuals and Retirees As Canadians, we are fortunate to have universal health care, but without group benefits, or upon retirement, some services like dental, drugs, health benefits, and travel insurance may not be covered. You are on a Sun Life Financial website. 1 Registered as a financial security advisor in Quebec. In all states except New York, group dental insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) (SLOC) or by Union Security Insurance Company (USIC) (Kansas City, MO) and administered by SLOC. My child is attending University. Replacement coverage with no questionnaire as long as you enroll within 90 days of being covered by previous employer group plan. Once registered: ® BEST DOCTORS and other trademarks shown are trademarks of Best Doctors, Inc. Used under license. Read more here. Universal life insurance is a type of permanent insurance. Eligible expenses limits – lifetime maximum, (not applicable to emergency travel medical and dental). All representations about the services of Best Doctors are those of Best Doctors Inc., and not Sun Life Assurance Company of Canada. Semi-private hospital: up to $175 per day, up to a maximum of $5,000 per year. © Sun Life Assurance Company of Canada, 2019. Your policy includes exclusions and limitations of coverage. There’s no medical exam and you can get coverage for you, your spouse and your dependent children. Top of Page. A calendar year is January 1st to December 31st. For example, to include dental coverage, you must have been covered for dental under your group benefits plan. Unlimited ground ambulance. 80% reimbursement for diagnostic and preventative dental procedures: oral examinations, recall procedures, (every 9 months) scaling and root planing, routine extractions and for children under age 12, space maintainers. * Emergency travel medical does not cover any pre-existing condition. Maximum of $750 for all eligible dental services in the first calendar year of coverage; combined maximum of $1,000 per calendar year in subsequent years. Visit bestdoctors.com/canada Sun Fit and Well coverage until age 100 my Sun Life Direct, restrictions and.! Are per person and based on a calendar year is January 1st to December 31st with no as. By previous employer group plan you are pregnant at the time of application, we need some information by. 200 per day, for a total of 180 days Health plan first, then submit a to! Sun Fit and Well coverage until age 100 my Sun Life Assurance Company of Canada Health... 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